Our Mission
To provide water for people who have no current access to safe water and no means to obtain it, and to spread the Gospel of Jesus Christ wherever we go and to whomever we meet.
50+ wells built in
Liberia and Kenya
60,000 lives improved
What is planned giving?
Planned giving is the arrangement for future gifts rather than from your current income. Many of the options below empower you to make a greater impact through a future financial donation rather than through an immediate financial gift. Planned gifts support More Water 4 Africa's growth initiatives for years to come. These initiatives would not be possible without planned giving.
Who can make a gift like this?
Generally, anyone over the age of 18, although the type of planned gift will vary based on your unique financial situation. The planned gift programs described below are some of the more common means of assisting More Water 4 Africa (MW4A) with a future gift. You will find them simple to understand and easy to arrange.
To add More Water 4 Africa to your estate plan without re-drafting your will, complete this codicil form.
Legacy Plans
Legacy plans involve using a variety of assets (real estate, annuities, stocks, etc.) to create new benefits for you and your family. Benefits include a structured income as well as a charitable tax deduction, reduction of capital gains and estate tax. Each legacy plan offers you the opportunity to support MW4A and for MW4A to receive an upfront grant. The two types of legacy plans outlined below offer the versatility for each plan to be personally crafted to fit your financial and philanthropic goals.
Term Certain Legacy Plan: Provides immediate or deferred income for a specified term of years and allows named beneficiaries to receive the remaining income.
Lifetime Legacy Plan: Provides immediate or deferred income for one or two lives. Income can be used to fund life insurance, used for retirement or even provide lifetime income to your children.
How? It’s easy! Follow these 2 steps:
- Identify potential gifts of real estate, annuities or stock you would consider donating to MW4A, especially highly appreciated assets and assets carrying substantial deferred income tax and/or capital gains liability. Remember, these Legacy programs can be structured to provide you with income when you need it.
- Call us to discuss the best options for you. [210-393-8679, Chris Powers, CFP, AEP, AIF]
Gifts By Beneficiary Designation
IRAs can become a planned gift by designating MW4A as a beneficiary. You will have complete control and use of your IRA while you are living. Upon your death, a percentage you specified on your beneficiary form will be transferred to MW4A. Since MW4A is a 501(c)(3), your gift is TAX- FREE.
Life Insurance can also be a planned gift by designating MW4A as the beneficiary. Upon your death, a percentage you specified on your beneficiary form will be paid directly to MW4A. The life insurance proceeds are not subject to income tax.
How? It’s easy! Follow these 4 steps:
- Determine what and how much you’d like to give.
- Obtain a beneficiary change form from the IRA custodian or life insurance company. Your financial advisor or insurance agent can get you this form.
- Complete the beneficiary change form, sign and submit to your IRA custodian and/or insurance company.
- Provide a copy via e-mail of the executed beneficiary form to MW4A.
Specific Bequests of Your Property
You can specify certain assets you would like to donate to MW4A upon your death. This is known as a specific bequest of property. This gift can be written into your existing will or in a document known as a codicil or an amendment. MW4A has a codicil template for download by clicking the button at the top or bottom of the page. You can make a specific bequest of cash, real estate, stock, mutual funds, vehicles, coin collections, etc.
How? It’s easy! Follow these 4 steps:
- Determine what and how much you’d like to give.
- Download the MW4A codicil template.
- Review codicil with your attorney and execute.
- Provide a copy via e-mail of the executed codicil to MW4A.
Gift of IRA Required Minimum Distributions (RMDs)
Once you turn 72, you are required to take a specific amount out of your IRA every year. If you do not need these funds to live on and plan to donate them, you are still responsible for paying income tax when you make this required withdrawal.
However, there is a better way! A Qualified Charitable Distribution (QCD) allows you, the IRA owner (≥ age 72), to send your Required Monthly Distributions directly to MW4A. Since your distribution is paid directly to MW4A, you are not taxed and MW4A benefits from the full amount of the withdrawal.
How? It’s easy! Follow these 4 steps:
- Calculate your RMD. If you are not familiar with this calculation, your financial advisor can provide this to you. If you prefer, we can assist you with this calculation as well.
- Determine how much of your RMD you’d like to give.
- Instruct your financial advisor or investment institution to send your RMD (or the portion you specify) directly to MW4A:
More Water 4 Africa
P.O. Box 12214,
San Antonio, TX 78212 - Notify MW4A of your RMD gift by sending an e-mail to: bob@more-water.org
Planned Giving at a Glance
More Water 4 Africa
P.O. Box 12214
San Antonio, TX 78212
For more information about More Water 4 Africa, visit more-water.org